ME! Just a few weeks ago I won a giveaway sponsored by the online boutique Ambajam. It was one of the first contests I’d ever entered, so I thought it was just beginner’s luck! Here is baby wearing her prize, an adorable froggy tee:
My luck apparently hasn’t worn off yet, because yesterday morning I had an email sitting in my inbox from Jen at MommyBlog Reviews. I won a lifetime membership to PearBudget.com!!
PearBudget is a web-based budgeting application. It’s simple. No complicated accounting, just expense-tracking and budgeting. It’s safe. You are never asked for any account information. You just enter your expenses into categories of your choice, as well as your total income. To make it even easier and user-friendly, categories are customizable. To any other person this prize might not be that big a deal, but for me it comes at the perfect time.
This is my first time developing a budget, so I know it’ll take a lot of trial-and-error. I need to figure out where we overspend in order to achieve some kind of balance. One of our biggest vices is going out to eat a lot. Seeing it all add up over a month’s time will probably be quite a shock, but I’m looking forward to it! I’ve already registered and put in the expenses that I could think of off the top of my head into PearBudget. Today I’m going to look through all our bills one by one and customize categories accordingly. I’ve strategically place a little bowl right where my husband puts down his wallet when he walks in the door, just for his receipts. I know he’s not going to be happy that I’m micromanaging, but we did decide that I’m in charge of all the finances from now on, so he has to deal with it!
If you’re a budgeting novice like me, or just tired of complicated software (Quicken, for instance) check out PearBudget. It only costs $3 a month, and you can even try it free for 30 days. $36 a year may sounds like a lot for a web-based service, but considering its ease of use and the money you’ll save by tracking your expenses, PearBudget will undoubtedly pay for itself many times over!